Statute of limitations in Florida for an automobile accident is generally four years. However, there are a couple of exceptions that people should be aware of. If someone was killed in an automobile accident, the statute of limitation is then governed by the Florida wrongful death statute and would be lowered to two years. If someone is uninsured who causes an accident, or underinsured, which requires the person who was injured to bring an uninsured and/or underinsured motorist claim, the statute is then five years under the underinsured motorist statute and the statute of limitations for that.