What Is No Fault Insurance?

No-fault insurance is coverage issued by the state of Florida wherein your personal and your protection coverage will pay you 80% of your medical bills and 60% of your lost wages usually up to a maximum of $10,000 regardless of whose fault the accident is. In addition, no-fault insurance in general will allow you to sue for damages if you sustain a permanent disability or scarring or disfigurement against the at-fault party.