Accident cases that we’ve handled over the years could take a week to up to ten years to settle. The average case probably takes six months to a year if no law suit’s filed. If a law suit’s filed, the average case could then take a year to two years to get ultimately determined and settled. If the case gets tried, the case could then go up on appeal and it could be a much longer situation but we settle 80 percent of the cases without filing a law suit which means that generally, we could settle 80 percent of the cases within a year if no lawsuit’s filed.